Tallyphy App Terms of Service

Last Updated: February 23, 2026

These Terms of Service ("Terms") govern your access to and use of Tallyphy App and all related websites, applications, and services. Please read them carefully.

1. Introduction and Parties

These Terms are an agreement between Tallyphy LLC, a California limited liability company ("Provider," "we," "us," or "our") and you ("User"). If you are using the Service on behalf of a company or other entity, you represent that you have authority to bind that entity to these Terms.

2. Acceptance of Terms

By creating an account, accessing, or using the Service, you agree to be bound by these Terms and our Privacy Policy, Cookie Policy, and End User License Agreement.

3. Eligibility

• You must be at least 18 years old.
• You must have legal capacity to enter into a binding contract.
• You must provide accurate, current, and complete account information.

4. Account Responsibilities

• You are responsible for safeguarding your credentials.
• You are responsible for all activity under your account.
• You may not share accounts or exceed licensed user limits.

5. Description of Service

Tallyphy App is a cloud-based accounting and business management SaaS platform. It includes transactions, service requests, reporting, document storage, and AI features.

6. No Professional Advice

The Service is not legal, tax, accounting, or financial advice. Outputs may be inaccurate or incomplete. You are responsible for verifying all outputs, calculations, and decisions.

7. Acceptable Use

• Do not scrape, reverse engineer, or attempt to access source code.
• Do not bypass authentication, rate limits, licensing, or storage limits.
• Do not upload malware, harmful code, or unlawful content.
• Do not interfere with or disrupt the Service.

8. Prohibited and Regulated Data

You may not store or transmit HIPAA/PHI, PCI cardholder data, bank login credentials, or government-issued identification numbers unless expressly agreed in writing by us.

9. Subscriptions and Billing

• Fees are billed in advance and auto-renew unless canceled.
• Cancellation takes effect at the end of the current billing period.
• PayPal processes payments; we do not store card details.
• Failed payments or chargebacks may result in suspension or termination.

10. Refund Policy

All fees are non-refundable except where required by law.

11. Content Ownership

You retain ownership of your content. You grant us a limited license to host, process, store, and display content solely to provide the Service.

12. Data Retention and Deletion

Upon cancellation, content may be retained for up to 30 days for export. After that, it may be deleted.

13. AI Features and Limitations

AI outputs may be inaccurate or incomplete and are informational only. You must independently review and verify them.

14. Third-Party Services

The Service may integrate with third-party services including AWS, PayPal, email providers, and analytics tools. We are not responsible for third-party outages or failures.

15. Disclaimer of Warranties

The Service is provided "AS IS" and "AS AVAILABLE," without warranties of any kind.

16. Intellectual Property

Tallyphy LLC owns all rights, title, and interest in the Service and related intellectual property.

17. Limitation of Liability

To the maximum extent permitted by law, we will not be liable for indirect, consequential, special, or lost profit damages.

18. Contact

For questions about these Terms, contact tallyphy@gmail.com.